Fast & Easy Access toFinancial Freedom
Get the funds you need with competitive rates and flexible terms. Quick decisions, minimal paperwork.
- No hidden fees or charges
- Quick 2-minute application
- Same-day approval possible
Excellent Rating
Based on 10,000+ reviews
Instant Approval
For qualified applicants
Money Made EasyTM
Check Your Options
Get started with a simple application to see your payment options with no impact to your credit score.
Finish Application
Select the best loan terms and monthly payment for you and provide some additional information to complete your application.
Receive Funds
If approved, the funds could be in your account as soon as the next business day.
See what thousands of our customers are saying
Based on 8,514 reviews
Ronald, I appreciate your honesty, steadfast process and professionalism. You ha...
Ronald Barber
Very happy with LendingPoint. The process was quick and easy and Trevor K. was k...
Very happy with LendingPoint
Robert was great to work with and amazing at keeping me informed
Robert was great to work with and...
Why Choose Us
Join thousands of satisfied business owners who trust us with their financial needs
Quick Decisions
Get approved in as little as 24 hours
Secure Process
Your information is protected with bank-level security
Competitive Rates
We offer some of the most competitive rates in the industry
Easy Qualification
Flexible credit requirements for approval
Dedicated Support
Personal account manager for your business
No Hidden Fees
Transparent pricing with no surprise charges
How It Works
1. Quick Application
Fill out our simple online application in minutes
2. Fast Review
Get a decision within 24 hours
3. Approval
Review and accept your loan terms
4. Get Funded
Receive funds in your account within 1-2 business days
Our Services
Personal Loans
Quick and easy personal loans for any purpose
Debt Consolidation
Simplify your finances by consolidating your debts
Home Improvement Loans
Finance your home renovations and upgrades
Auto Loans
Get behind the wheel with our competitive auto loans
Education Loans
Invest in your future with our education financing options
Small Business Loans
Fuel your business growth with our flexible financing